Let Your Dollar make Cents
Visit Your Local Credit Union (120/365)
What if you’re wanting to consolidate or reduce debts, but you don’t really have any sort of collateral? You don’t own a home or a car, but you do have some debts you’d like to manage and potentially reduce. What do you do?
I found myself in this situation several years ago, even before my financial turnaround. At that time, I took the advice of a friend and visited my local credit union.
It’s perhaps… Continue reading
Learn Basic Sewing Skills (96/365)
You lose a button off of your favorite shirt. What do you do?
Your son receives a pair of pants where the length and fit is perfect but the waist is just too loose. What do you do?
You accidentally rip the hem out of a really nice shirt, leaving it looking raggy. What do you do?
Without basic sewing skills, these items of clothing are either headed for the rag bag or the yard… Continue reading
Reader Mailbag: Spring Break
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Handling leg injury
2. Selling video games
3. Vegan eating challenges
4. Challenged by controlling spending
5. Corporal punishment
6. Choosing a debt to repay
7. Next move with underwater house
8. Protecting cards
9. Portable washing machines
10. Managing new baby medical expenses
When I… Continue reading
Chores, Allowance, and “Above and Beyond” Tasks
I’m often asked about our allowance and chore policies for our children. Recently, some snow on our driveway made us carefully think about these policies and decide exactly how we wanted to handle them.
About two weeks ago, we had a snowstorm that covered our driveway with about two inches of snow. While it wasn’t really enough to require us to get out the snowblower, it did need to be cleared off so that our… Continue reading
Review: The Money Saving Mom’s Budget
Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years.
I’ve had the blog Money Saving Mom bookmarked for years. In fact, it’s been a permanent mainstay on the list of 25 blogs I recommend that appears on every page of The Simple Dollar. The blog has a nice… Continue reading
Calculate How Much You Really Make (4/365)
One of the most painful realizations I had when I started getting my financial life in order was that my job didn’t really earn me as much money as it seemed.
My salary at the time of this realization was about $40,000 a year, so let’s use that as a baseline.
Now, on the surface, that’s really good money. If I worked 40 hours a week for 50 weeks a year, I would be earning… Continue reading
11 Practical Tips For Family Budgeting
Here are ELEVEN more practical suggestions and tips from online users posted on the internet on family budgeting: 1. Keep a record book as well as your bankbook It takes time and requires a lot of…
[[ This is a content summary only. Visit my website for full links, other content, and more! ]]
View full post on Personal Finance