Money Saving Tips

14 More Practical Family Budgeting Tips

Moreover, on ‘living within a family budget’, here are more listed  FOURTEEN more great practical suggestions on family budgeting:

 1.   Stay busy after work 

One “easy” way to avoid overspending and thus stay within your budget is to have something else to do after work. Get a second job that is fun, go to school, volunteer or get into great physical shape. The more you do, the less you will spend!

 2.   Watch those miscellaneous… Continue reading

Saving Pennies or Dollars? Reliable Items

saving pennies or dollarsSaving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers to see if the savings is really worth the time invested.

Marie writes in: My grandfather was not a wealthy… Continue reading

Saving Pennies or Dollars? Light Bulbs

saving pennies or dollarsSaving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers to see if the savings is really worth the time invested.

Greg writes in: I was thinking of changing my… Continue reading

The Small Economies of Pleasure

Dinner with My Family is taking a one week break this week.

Most of the time, when people mention frugality, the first thing that comes to mind is doing without little pleasures. They think of giving up something that they deeply enjoy, like their morning coffee or their weekly lunch out with coworkers.

I’ll be completely honest: this was my first impression of frugality, too. When I was starting to feel some financial bumps because… Continue reading

11 Steps For Money Management

Management of money and money related tasks can be cumbersome and tedious. No wonder many of us are doing a poor job of it. The worse thing about is, that we do not learn money savings and earning tips from school or even our parents as much as our grandparent’s generation. But all is not lost, it is up to use to make the changes required for us to get out of financial mess and… Continue reading

Some Thoughts on Steve Jobs

One wouldn’t have to have read this website for very long to know that Steve Jobs, the former CEO of Apple and Pixar, is one of the people in this world I admire (in fact, I even mentioned him in the reader mailbag this morning). Earlier today, when I learned that he had passed away from cancer at age 56, I was hit pretty hard by the news.

I don’t admire him because I think… Continue reading

Learn These Credit Repair Secrets

It helps to know some credit repair secrets when your FICO score isn’t quite what you would like.  The first step is always to obtain your credit report from the three different agencies. You would think one was enough but Transunion, Equifax and Experian all report things slightly differently.
Do You Know These Credit Repair Secrets
You must go through each report with a fine tooth comb to make sure that all the information they… Continue reading